Travel and leisure

A recent study from Lloyds TSB Insurance has shown that many people across the country are resorting to DIY instead of employing registered tradesman. The survey has shown that people are preapred to use their own DIY know how to complete major work on their own house.

Yet, it is a false economy – with subsidence costing almost £300 million for one year. The research which took over 9 months to collate showed us that millions of home owners have been taking on major structural work themselves and of these, 66% are not following strict guidelines. The three most major projects that were researched were building your own Victorian conservatories or lean to conservatories, loft conversions and dividing walls. Conservatory designs take months to prepare properly and people are simply not following these guidelines accurately which has proved excellent business for neighbouring firms as they have had to step in and complete the work. Kevin Brown, Senior Claims Manager for Llyods TSB Insurance has said that more and more home owners have been considering making structural changes and managing the entire project themselves.

Yet the proper way to go about doing a project like this is to consult the proper people from the outset including your insurance company. If you do not do this then it could end up damaging the property and could cost you a lot of money to repair! Always speak to a professional when considering taking on a project like this. If you are considering taking on a building project then you should contact your insurer as quickly as you can.

I have met neighbours next to me that have decided to undertake major structural changes to their home and have failed. Once you begin to dig a hole for yourself then you can never ever get out of it and then you may end up having to pay thousands of pounds to fix the problem ypu have started.